Tuesday, December 11, 2007

A Separate Peace

[car insurance, house insurance]

When you begin to calculate the many variables in life you can quickly go crazy with the amount of risk you are taking, perhaps without even knowing it. After your life and health, think of he other high ticket items like cars and houses that have the potential to break or need an expensive repair. We had an oven replaced last year after quite a bit phone calls, service calls and in the end - wall retrofitting and cabinet moving. All was well for the last couple of months until last night when the kitchen started smelling like we had run the self-cleaning mode, despite not having used the oven all day. Just the sort of thing you want to smell just before you start getting ready to go to bed.

I checked the oven, it was cold. I checked the furnace in the basement, seemed OK. We finally decided to open some windows and assume it was our neighbors' fireplace. What could have been a fitful night was mitigated by the knowledge that if anything did happen we had our trusty fire-extinguisher and some good insurance as backup, something I am NOT sure my sister has. So for her (and anyone else who is thinking they have found a way to save a few dollars a month), decide how much you are risking versus what you are saving. This has been a sponsored post.

cheap insurance

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