paying the piper

Are you worried about the economy and the number of large American banks that are closing? Maybe you have more immediate financial needs that are of concern and are wondering more and more if Credit counseling might be a good idea?

If these or other concerns are keeping you up at night in front of a calculator you need to see the BillsIQ web site. BillsIQ has all the tools anyone could need to assist visitors about how to understand their overall financial health and ways to improve their financial score. Take the quiz to measure your know how and see what you can do to maximize your life and wealth plan. I learned things that I had never known before (and we have refinanced our house now enough times that looking at credit scores has almost become old hat). I scored an 88% which is not too bad (In my opinion) but honestly I thought I would have done better, probably better hit the books when it comes to the 401K and the whole retirement thing - that's one of the BillsIQ pages I have marked for further study. Getting a free credit report from them might also be a good idea.

Remember, banking and credit is almost like another language and learning how to speak it, even if you never become fluent in it, is a big help - something many people never do, much to their detriment. After all, having perfect credit is great but having better credit than the majority is almost as good - it is all about risk after all. Make yourself look less risky than your neighbor and lenders will be much happier to give you the favorable rates and all the benefits that come with status.