Countrywide Has No Clue

Why yes, sending me these every other week a is a sure fire way to get me to come back to you guys.

Call toll-free 1-800-xxx-xxxx If you're considering a refinance of your home loan, you may want to turn "thinking it over" into right-now action! Why? Because we'd like to welcome you back to Countrywide ® with a No Out of Pocket Closing Cost Refinance Loan!1 That's right. Refinance with Countrywide® and pay absolutely no closing costs. We're talking no points, no application fee, no credit reporting fee, and no title, escrow or appraisal fees. That means more money in your pocket and no surprises at closing. 1 HURRY! Offer Expires February 23, 2008 Your Reservation Number: xxxx CALL TOLL-FREE 1-800-xxx-xxx As America's #1 Home Loan Lender2 (and trusted by homeowners since 1969), we work hard to make sure you get the home loan solution that fits your specific needs. In a brief conversation with one of our home loan experts, you can find out everything you need to know to make a refinance decision — all with no obligation. Warm regards, Don Rector Personal Loan Consultant Countrywide Home Loans

To be fair, I do suppose you have to give them credit for trying, can't imagine that the Mortgage Industry at the moment is feeling much love, besides do people actually remember which company they did borrow their money from? We have owned a condo and a house (and I do use the word 'owned' in its loosest sense of the word) and have had at this point four mortgages and for the life of me I can't tell you which of the past 3 were via Countrywide.

Chalk it up to a pre-Bank of America buyout Hail Mary play?